Either:

A:  A Sears employee or his buddy has applied for, and received, a MasterCard in my name without my knowledge and maybe even stole my identity; OR,

B:  Sears just took it upon itself to use information it obtained from me at the cash register to open a new MasterCard account in my name.

I'm leaning toward "B."  After reading other complaints on the web about Sears MasterCard, definitely leaning toward "B."

I'm quite furious about it, too.  I plan to contact my local law enforcement authorities about the matter so Sears can explain to a fraud investigator how it's "just marketing."

Brief background:  I received in the mail today an envelope from Sears (P.O. Box 182250, Columbus, Ohio) which thanked me for being a Sears MasterCard customer.

I am absolutely certain that I have never applied for, nor received, any Sears MasterCard, ever.

I did once hold a Sears card which could only be used for store purchases - NOT a MasterCard or similar credit card.

Hopefully, they're just opening MasterCard accounts for their customers and a Sears employee didn't assume my identity.

Thanks for listening.

Sheila Martin, tulsamartins@netzero.com